Leaky Wallet

Free Monthly Expense Tracker — No App Required

Tracking monthly expenses usually means installing an app, connecting your bank account, or entering transactions by hand. Leaky Wallet skips all of that. Upload your bank statement and get a complete monthly expense report in under 30 seconds.

Track Your Monthly Expenses Now

Upload your bank statement — instant report, no app, no signup

Track My Monthly Expenses Free

Free · CSV or PDF · Works with any bank · Data never stored

Your Monthly Expense Report Includes

  • Total spending per category — groceries, dining, transport, subscriptions, fees, entertainment, and more
  • Month-over-month comparison — see which categories grew or shrank vs last month
  • Top 10 merchants by spend — not just categories, but the exact companies
  • All subscriptions and recurring charges — with monthly and annual cost totals
  • Estimated money leak — the amount going to forgotten or underused charges
  • Easy wins — specific actions to reduce your expenses this week

How to Track Your Monthly Expenses

  1. 1Log in to your bank and export last month's transactions as CSV or PDF
  2. 2Upload the file to Leaky Wallet — completely private, data never stored
  3. 3Review your full expense breakdown by category and merchant
  4. 4Act on the easy wins or unlock the Pro report for a personalized savings plan

Frequently Asked Questions

How do I track monthly expenses without an app?

Upload your bank statement (CSV or PDF) to Leaky Wallet. Every transaction is automatically categorized and totaled by month. No app installation, no account signup — just upload and view your results.

How is this different from my bank's own expense tracking?

Bank-built trackers use broad categories and often misclassify transactions. They also don't specifically look for spending leaks, forgotten subscriptions, or fee patterns. Leaky Wallet is built specifically to surface the charges you're losing money on.

Can I track multiple months at once?

Yes. Export a larger date range (e.g. 6 months) and upload it. The analyzer shows month-by-month totals so you can spot trends and seasonal patterns in your spending.

Do I need to enter my transactions manually?

No. The analyzer reads your exported bank statement file directly. Zero manual entry required.

What does the monthly expense report include?

Category totals (groceries, dining, transport, entertainment, subscriptions, fees, etc.), top merchants by spend, month-over-month changes, all recurring charges with annual cost projections, and an estimated monthly "money leak" amount.