Leaky Wallet

๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand

Bank Statement Analyzer New Zealand โ€” ANZ NZ, BNZ, ASB, Westpac & More

Free bank statement analysis for New Zealanders. Export your transactions from any NZ bank as CSV or PDF and instantly find hidden subscriptions, unnecessary fees, and spending leaks. No signup, completely private.

Analyze Your NZ Bank Statement

Works with ANZ NZ, BNZ, ASB, Westpac NZ, Kiwibank, and all NZ banks

Analyze My Statement Free

Free ยท No signup ยท CSV or PDF ยท Data never stored

Supported New Zealand Banks

ANZ New Zealand

Export from anz.co.nz โ†’ Internet Banking โ†’ Account โ†’ Export Transactions โ†’ CSV

BNZ (Bank of New Zealand)

Export from bnz.co.nz โ†’ Internet Banking โ†’ Accounts โ†’ Export Statement โ†’ CSV

ASB Bank

Export from asb.co.nz โ†’ FastNet Classic โ†’ Accounts โ†’ Export Transactions โ†’ CSV

Westpac New Zealand

Export from westpac.co.nz โ†’ Online Banking โ†’ Transaction History โ†’ Export

Kiwibank

Export from kiwibank.co.nz โ†’ Internet Banking โ†’ Accounts โ†’ Export โ†’ CSV

TSB Bank

Export from tsb.co.nz โ†’ Online Banking โ†’ Accounts โ†’ Export Transactions

Co-operative Bank

Export from co-operativebank.co.nz โ†’ Online Banking โ†’ Transactions โ†’ Export

NZ-Specific Spending Leaks

NZD vs AUD/USD subscription pricing

Many subscriptions price in USD or AUD, costing ~10โ€“20% more in NZD than advertised. Foreign transaction fees add another 2โ€“3%.

Afterpay and Laybuy repayments

BNPL (Buy Now Pay Later) repayments can become habitual drains if multiple purchases are in repayment simultaneously

Sky TV and streaming overlaps

Sky TV subscribers often also pay for Netflix, Prime Video, and Disney+ โ€” significant overlap in content

Account fees on dormant accounts

Many Kiwis have old bank accounts still incurring monthly fees for accounts they stopped using

ACC levy and insurance duplicates

Some NZ residents hold personal accident insurance that duplicates what ACC already covers

Frequently Asked Questions

Which New Zealand banks does Leaky Wallet support?

Leaky Wallet supports CSV and PDF exports from any NZ bank including ANZ NZ, BNZ, ASB, Westpac NZ, Kiwibank, TSB, The Co-operative Bank, and more.

How do I export my NZ bank statement as CSV?

Log in to your bank's internet banking portal on desktop, go to your account transactions, look for Export or Download Statement, and select CSV format. Most NZ banks support this under Account or Transaction History.

Does the analyzer handle NZD and multi-currency transactions?

Yes. The analyzer handles NZD as the base currency and flags foreign currency transactions (USD, AUD, GBP) separately so you can see the true NZD cost including conversion fees.

Is Leaky Wallet free in New Zealand?

Yes, the core analysis is completely free. A Pro report with a personalized savings plan is available for a one-time $1.99 USD (approx $3.30 NZD) payment.