Credit Card Statement Analyzer — Find Every Hidden Charge
Credit cards are where most subscription charges land — and where they're hardest to spot. Dozens of merchants, foreign currency charges, cashback transactions, and payment processor prefixes make credit card statements particularly difficult to review manually.
Leaky Wallet analyzes your credit card statement exactly the same way as a bank statement. Upload your CSV or PDF and every charge is identified, categorized, and checked for recurring patterns — subscriptions you forgot, fees you didn't notice, and services you could cancel.
Analyze Your Credit Card Statement
Upload your credit card statement and find every hidden charge — free, instant, private.
Analyze My Credit Card StatementFree · No signup · Works with any bank
What the Credit Card Analyzer Finds
Subscription charges
Netflix, Spotify, Adobe, Apple, and every recurring service charged to your card
Foreign currency charges
US-billed services with FX conversion fees on top — often hidden in the total
Annual fees
Once-a-year card fees and membership renewals that are easy to overlook
Interest and late fees
Recurring interest charges that indicate a balance management issue
Duplicate charges
The same merchant appearing twice in the same period
Spending by category
Where your credit card spending goes — dining, shopping, travel, subscriptions
How to Analyze Your Credit Card Statement
- 1Download your statement. Log in to your credit card provider's website, navigate to Statements or Transaction History, and download as CSV or PDF.
- 2Upload to the analyzer. Drop your file — results appear in under 30 seconds. Your data is processed privately and immediately deleted.
- 3Review subscriptions and recurring charges. Every recurring charge is grouped by merchant with the total yearly cost visible.
- 4Find and cancel what you don't use. The analyzer identifies subscriptions you may have forgotten — cancel them directly or use the cancellation guide.
Frequently Asked Questions
Can I analyze a credit card statement with Leaky Wallet?
Yes — Leaky Wallet works identically for credit card and bank statements. Export your credit card transactions as CSV or PDF and upload them. Visa, Mastercard, American Express, and any other credit card statements are all supported.
How do I download my credit card statement as CSV?
Log in to your card provider's website on desktop, navigate to Account Activity or Transactions, select a date range, and look for a Download or Export option. Most major card providers offer CSV or Excel export on the web version.
What types of credit card charges does the analyzer detect?
All transaction types: subscription and recurring charges, dining and shopping, travel and transport, bank fees and interest, and one-time purchases. The analyzer also detects merchant name patterns that are specific to credit card billing.
Does the analyzer work with American Express statements?
Yes — download your American Express transaction history as CSV from americanexpress.com and upload it to Leaky Wallet. The analyzer identifies all merchants including the 'AMEX*' prefixed charges.