BMO Bank of Montreal Statement Analyzer — Find Hidden Charges in 30 Seconds
Upload your BMO Bank of Montreal bank statement (CSV or PDF) and instantly see every hidden subscription, recurring charge, and bank fee — with a complete spending breakdown by category.
Most BMO Bank of Montreal customers find $150–$400 per year in forgotten subscriptions, duplicate services, and avoidable bank fees. The analyzer reads your actual transactions and shows exactly where your money is going, in under 30 seconds.
Analyze Your BMO Bank of Montreal Statement
Upload your BMO Bank of Montreal CSV or PDF export — instant results, completely free.
Analyze My BMO Bank of Montreal StatementFree · No signup · Your file is deleted after analysis
How to Export Your BMO Bank of Montreal Statement
- 1Log in to your BMO Bank of Montreal online banking on desktop (not the mobile app)
- 2Navigate to Transactions or Account History
- 3Select at least 90 days of transactions for the best analysis
- 4Click Export or Download and choose CSV or PDF format
- 5Upload the file to Leaky Wallet — results appear in under 30 seconds
What the Analyzer Finds
- All recurring subscriptions — monthly, quarterly, and annual
- Forgotten free trials that converted to paid
- Price increases on existing subscriptions
- Duplicate services you're paying for twice
- Bank fees and avoidable charges
- Spending breakdown by category with trends
- Month-over-month spending changes
- Personalized action plan to recover your money
Privacy & Security
Your BMO Bank of Montreal statement is processed in server memory and immediately deleted after analysis. We never store, log, or share your financial data. Your account number and personal details are not used or retained.
Frequently Asked Questions
How do I export my BMO Bank of Montreal bank statement?
Log in to BMO Online Banking at bmo.com, select your account, go to Transactions, choose your date range, and click Download as CSV.
Is the BMO Bank of Montreal statement analyzer free?
Yes — completely free with no account required. Upload your BMO Bank of Montreal CSV or PDF export and get a full spending breakdown instantly.
What does the BMO Bank of Montreal analyzer find?
The analyzer finds hidden subscriptions, recurring charges, bank fees, spending by category, month-over-month changes, and savings opportunities.
Is my BMO Bank of Montreal statement data safe?
Your file is processed in memory and deleted immediately — never stored or shared. We cannot see your account number, name, or balance.
Does it work with BMO Bank of Montreal credit card statements?
Yes. Export your BMO Bank of Montreal credit card transaction history as CSV or PDF and upload it the same way.