Bank Statement Analyzer – Upload CSV or PDF to Find Hidden Subscriptions
A bank statement analyzer scans your transaction history to uncover where your money is actually going. Instead of manually scrolling through hundreds of transactions, Leaky Wallet automatically identifies patterns, recurring charges, and spending habits you may have overlooked.
Most people discover $200–$600 per year in forgotten subscriptions and small recurring charges they had no idea they were paying.
Hidden subscriptions are one of the most common money leaks. A free trial turns into a $14.99/month charge. A gym membership you stopped using. A software subscription you signed up for once. These small charges are easy to miss individually, but they compound — and our analyzer catches all of them.
Leaky Wallet supports CSV and PDF statements from any bank — ANZ, CommBank, Westpac, NAB, Chase, Bank of America, Barclays, HSBC, Monzo, and thousands more. Your data is processed in-browser only and never stored on our servers.
What the Analyzer Finds
- Hidden subscriptions you forgot about
- Monthly spending leaks draining your account
- Unexpected bank fees and charges
- Estimated yearly savings potential
- Month-over-month spending changes
- Simple action steps to recover your money
How to Use It
- 1. Log in to your bank and export your recent transactions as CSV or PDF
- 2. Upload the file to Leaky Wallet — no account required
- 3. Get a full spending breakdown in under 30 seconds
- 4. Unlock the Pro report for a personalized savings plan and 12-week action roadmap
Free · No signup · Privacy-first
Works With Any Bank
Export a CSV or PDF from your bank and upload it — Leaky Wallet handles the rest. Supported banks include:
…and any other bank that exports CSV or PDF statements.
Frequently Asked Questions
Is this bank statement analyzer free?
Yes — completely free to use with no signup required. Upload your statement and get results instantly.
Do you store my bank statement data?
No. Your statement is processed in memory and immediately discarded. Nothing is ever saved to our servers.
What file formats are supported?
CSV and PDF bank statements from any bank worldwide, including ANZ, CommBank, Westpac, NAB, Chase, Bank of America, Barclays, HSBC, and more.
How long does the analysis take?
Usually under 30 seconds. Our analyzer scans every transaction and returns a full spending breakdown instantly.
What counts as a "spending leak"?
Spending leaks are charges that quietly drain your account: forgotten trial subscriptions that became paid, duplicate services, rising subscription prices, small recurring fees you never noticed, and unnecessary bank charges.
Is this financial advice?
No. Leaky Wallet provides informational insights to help you understand your spending. It is not financial advice.
Privacy-first: your data is processed in memory and never stored. Not financial advice.